Here is a list of black-owned banks in America, based on various sources:

1. Unity National Bank
2. Faith Cooperative Credit Union
3. Mount Olive Baptist Church Federal Credit Union
4. Oak Street Credit Union
5. 1st Choice Credit Union
6. Alamerica Bank
7. Brookland Federal Credit Union
8. Brooklyn Cooperative Federal Credit Union
9. Commonwealth National Bank
10. Citizens Trust Bank
11. Carver State Bank
12. OneUnited Bank
13. First Independence Bank
14. Liberty Bank
15. Greenwood Bank
16. Kinly Credit Union
17. MoCaFi Credit Union
18. Goalsetter Credit Union
19. Carver Federal Savings Bank
20. Grand Bank For Savings

Please note that the list is not exhaustive and the status of these banks can change over time. It is always a good idea to check the latest information directly from the bank’s official website or contact them directly.

• Why OneUnited Bank is One of the Best Banks in America

   

  Banking is an essential part of our lives. It’s where we keep our hard-earned money, apply for loans to buy homes and cars, and manage our finances. With hundreds of options available, selecting the right bank can be a daunting task. However, one bank that stands out among the rest in the United States is OneUnited Bank. So, why is OneUnited considered one of the best banks in America? Here are some reasons.

  1. Commitment to Financial Literacy

  OneUnited Bank shows a strong commitment to financial literacy, offering a wealth of resources to educate its customers about money management. They offer online financial literacy workshops and publish articles on a variety of topics, from understanding credit scores to effective saving strategies. This dedication to financial education empowers customers to make informed decisions and achieve their financial goals.

  2. Support for Underserved Communities

  OneUnited is the largest Black-owned bank in America and the first Black internet bank. The bank has a strong focus on serving low-to-moderate income communities, providing access to financial products and services often denied to these communities. By banking with OneUnited, customers contribute to the economic empowerment of these underserved communities.

  3. Online-First Approach

  In today’s digital age, having easy access to online and mobile banking services is crucial. OneUnited Bank excels in this area with its online-first approach to banking. Customers can easily open accounts, deposit checks, transfer funds, and apply for loans from the comfort of their homes. It also offers a user-friendly mobile app, making banking on-the-go a breeze.

  4. Competitive Products

  OneUnited Bank offers a range of competitive products to meet various financial needs. From checking and savings accounts with no minimum balance requirements to affordable home loans and personal loans, OneUnited provides options that can cater to different financial situations. It also offers a unique secured credit card, the UNITY Visa, which helps customers rebuild their credit.

  5. Social Responsibility

  OneUnited Bank is not just about banking; it’s about making a difference. The bank is an active participant in various community development activities and promotes economic justice. It launched the #BankBlack movement to foster Black economic empowerment and regularly collaborates with community organizations to support local initiatives.

  In conclusion, OneUnited Bank’s commitment to financial literacy, support for underserved communities, digital-first approach, competitive products, and social responsibility make it stand out as one of the best banks in America. It’s not just a bank; it’s a platform for financial empowerment and positive change. Whether you’re looking for a new bank or simply want to support a bank that aligns with your values, consider OneUnited Bank.